Low-cost insurance

More than 70% of the South African population not having a Will, the ramifications are enormous.

Many people will pass away leaving their families, in particular their children, in a very uncomfortable position and potentially facing financial ruin. Estate duties, conveyancing costs, trustees’ fees and other legal fees can amount to hundreds of thousands of Rands, which many people simply cannot afford.

The service is designed to be efficient and of the highest quality. It takes less than an hour to ensure the lives of your loved ones left behind are secure.

Potential costs of dying that your loved ones face…

Potential costs of dying

Property transfer fees

This is the fee charged by the transferring attorney when property needs to be inherited.

The attorney charges according to the tariff as provided for by the S.A. Law Society, effectively a percentage of the value of the property(ies) being conveyed.

Example: A home worth R1 850 000 being transferred to a beneficiary will cost ±R16 750 in fees to the estate

Executor fees

This is the fee charged by the executor or assisting professional to wind up your estate.

A maximum of 3.5% + VAT of your gross estate will be charged.

Example: An estate worth R3 million will pay ±R120 750 in fees

Testamentary trusts for minors

This is the fee charged by the trustees to administer the trust you create in terms of your Will, normally to look after the money you leave to minors (children under the age of 18).

On average, 1.14% will initially be charged on Net assets and 1.6% will be charged annually.

Example: The total cost with R1.5 million in assets over 15 years is ±R367 000

Why take out insurance?

  • The Legacy Protection Plan™ accompanies your Will to protect you and your loved ones from exorbitant legal fees when you pass away
  • With the correct product, you will have NO executor Fees, NO Testamentary trust fees and NO conveyancing attorney fees
  • An immediate cash benefit will be paid to a beneficiary of your choice within 48 hours.
  • Both underwritten (with no medical tests) and non-underwritten (with waiting periods) options are available to suit every client’s needs
  • There are five plan types and easy to use pricing options with no quote required (minimum entry age? - maximum entry age 60)

How it works

Step 1

Request a call back

Complete the form below to tell us how we can help you, whether its to draft a Will or help you if a loved one has sadly passed away or help you with an insurance policy to cover the costs of dying

Step 2

Schedule an appointment

We'll arrange an appointment with you at a time and place most convenient for you (including by phone of video call)

Step 3

We’ll draft your Will

We’ll take your instructions and draft a Will that does everything you need it to. We’ll also calculate the costs of dying and offer you a low policy to cover these (completely optional)

Step 4

We’ll send your Will back to you

Once our specialists have drafted your Will they’ll send it back to you to review and make any changes you may need

Step 5

Peace of mind

Take comfort knowing that you’ve made provision for your loved ones, that they wont be exposed to financial crisis should the worst happen

Start now

(It's completely free)